資質

Noun

 * 1) natural endowments; intelligence
 * 2) credentials and ability; qualifications
 * 1) credentials and ability; qualifications

Etymology
Ultimately from. First attested in Japanese in a work from 1707.

Noun

 * 1)  one's innate disposition, nature, character, talents, aptitude, capacity
 * 2)  learned aptitude, competency, qualifications, certifications

Usage notes
Many monolingual references do not include any sense covering learned aptitude.