créance

Etymology
Derived from the root cre- in the strong forms of, , and particularly from the present participle, créant + or. Alternatively, but less likely, borrowed from Medieval Latin, from , which would make it a doublet of the inherited.

Noun

 * 1) a debt
 * 2) credence

Usage notes
While both and  correspond with English,  is seen from the perspective of the lender (money owed to them), whereas  is seen from the perspective of the borrower (money they owe).