fractional reserve banking

Noun

 * 1)  A widespread banking system in which a bank that accepts deposits from the public puts the majority of those deposits into investments (generating a profit for the bank) as opposed to keeping them all in reserve (i.e., directly on hand); the system assumes that it is unlikely that every customer would need to withdraw their money at the same time (i.e., a bank run).

Translations

 * Chinese:
 * Mandarin: 部分準備金銀行制度
 * Danish:
 * Finnish: vähimmäisvarantojärjestelmä
 * German: Mindestreserve-System
 * Italian:
 * Polish: bankowość rezerwy cząstkowej, system rezerwy cząstkowej
 * Portuguese: reserva fracionária