risk-averse

Adjective

 * 1) Unwilling to take risks; especially  reluctant to accept a bargain with an uncertain payoff rather than another bargain with a more certain, but possibly lower, expected payoff.

Translations

 * Czech: averzní k riziku, rizikově averzní
 * Finnish: riskiä karttava
 * German:
 * Italian: avverso al rischio
 * Russian:, избегающий риска, непредрасположенный к риску